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Coastal Credit Solutions

Coastal Credit Solutions Review

In addition to debt settlement packages Coastal Credit Solutions provides a host of credit counseling options and debt-management tools. Founded in 2005, the San Diego-based company was specifically designed to help their clients find alternate solutions to debt settlement. However, if no other solutions can be found, the company does provide debt settlement services, and at a competitive rate.

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Cost of Coastal Credit Solutions

Like a lot of other debt settlement companies, Coastal Credit Solutions’ fee comes in the form of a percentage of the amount of savings that a client receives after a debt has been squared away. In this case, the percentage is 15%, which skews on the low end of things in comparison to other companies. That said, the company does charge a monthly service fee during the debt settlement process that is separate from the post-settlement amount.


Coastal Credit Solutions offers a host of options that are designed to protect a customer’s credit score and can be used in addition to or in place of a debt settlement negotiation. By offering various debt management tools and credit counseling – including the chance to connect with a credit advisor for financially-based situational analysis – the company shows its clientele that it cares about their long-term financial well-being. Their A+ standing with the Better Business Bureau also provides its customers an extra sense of assurance that it is trustworthy company.

Support & Help

Coastal Credit Solutions earns high marks with support. Their connections with credit advisors means that they will do all of the heavy lifting in order to find an option that may be more agreeable to a customer’s credit score. Plus, the company has built up a solid reputation for customer relations over the years.

Final Review of Coastal Credit Solutions

It is obvious that Coastal Credit Solutions knows what is at stake if a client chooses to get out of debt through a debt settlement option. By doing what they can to help clients find additional debt management solutions and treating debt settlement as a last resort, they do a very good job of telling their customers what is at stake, as well. Thank you for reading our Coastal Credit Solutions reviews.

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3 Reviews

  1. There is nothing worse than being in so much debt that you don’t know what you are going to do next. Last year, this is exactly what I was faced with and there was nothing good about it. The only thing I had going for me was that I came across the team at Coastal Credit and they promised to help. The bad thing was that I heard this from other companies in the past. It was only a couple of days before Coastal Credit was helping to settle my debt and explaining what I should and should not be doing as far as moving forward with my financial life was concerned. There were times when I was worried that creditors would be able to take everything I had, but once Coastal Credit was acting as the middleman all these fears went away. I had somebody fighting for my rights and helping me to make the right decisions without any more mistakes. I didn’t like the idea of using a debt settlement company, but now I would recommend this to anybody who feels that they are not going to be able to get out of debt on their own.

  2. It takes a big person to call a debt settlement company. This is how I felt when I called Coastal Credit and let them know that I needed assistance. They never looked down on me, but instead helped me feel good about getting things fixed.

  3. Don’t believe that you are stuck in debt for the rest of your life. Use your brain and contact the pros at Coastal Credit to see if you can possibly settle your debt as a means of figuring things out.

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